Ashley traded the quiet life of a small town in a big house for the hustle and bustle of the Windy City. On any given day you might find her working on a freelance photo or blogging gig, wrangling her ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Vikki Velasquez is a researcher and writer who has managed, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Broad form insurance provides coverage for uncommon or higher-risk events, which is why it ...