The current average mortgage rate on a 30-year fixed mortgage is 6.26%, the same as a week earlier, according to the Mortgage ...

The rate on a 30-year fixed refinance increased to 6.33% today, according to the Mortgage Research Center. The 15-year, fixed ...

Christmas 2025 is the ideal time to secure a home loan. Take advantage of competitive rates, use EMI calculators, and boost ...

Learn about per diem interest, how it's calculated, its role in loans like mortgages, and why it's essential for borrowers to understand before closing a loan.

Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.